DISCLAIMER

CMJ Group Pte Ltd
(Operating as CMJ Asia)
Last Updated: 25 February 2026

1. GENERAL INFORMATION DISCLAIMER

The information provided on this website (https://cmjasia.com) is for general informational and educational purposes only.

While CMJ Group Pte Ltd (“Company”, “we”, “us”, or “our”) strives to ensure that the information presented is accurate and up to date, we make no representations or warranties, express or implied, regarding:

• The accuracy
  • The completeness
  • The reliability
  • The suitability
  • The availability

of any content, services, reports, tools, or materials contained on this website.

Any reliance you place on such information is strictly at your own risk.

2. NO PROFESSIONAL OR FINANCIAL ADVICE

Nothing on this website constitutes:

• Legal advice
  • Financial advice
  • Investment advice
  • Tax advice
  • Mortgage advice
  • Regulatory advice

Users should seek independent professional advice before making any property, investment, financing, or business decisions.

CMJ Group Pte Ltd shall not be responsible for any financial loss, investment loss, or decision made based on the information provided.

3. REAL ESTATE INFORMATION DISCLAIMER

Property prices, projections, rental yields, return-on-investment estimates, loan illustrations, and market forecasts displayed on this website:

• Are based on assumptions
  • May change without notice
  • Are not guarantees of future performance

Market conditions, regulations, financing approvals, and external factors may affect actual outcomes.

We do not guarantee capital appreciation, rental income, or investment returns.

4. AI-GENERATED CONTENT DISCLAIMER

This website may utilise artificial intelligence (AI), automation systems, and data analytics tools to generate:

• Property recommendations
  • Buyer qualification scoring
  • Investment projections
  • Reports
  • Automated communications

AI-generated content is based on data inputs and algorithmic processing and may contain estimates, assumptions, or limitations.

AI outputs:

• Do not constitute professional advice
  • Are not legally binding
  • Should not be solely relied upon for decision-making

Final decisions remain the sole responsibility of the user.

5. LIMITATION OF LIABILITY

To the fullest extent permitted under the laws of Singapore:

CMJ Group Pte Ltd shall not be liable for:

• Direct or indirect loss
  • Loss of profit
  • Loss of business opportunity
  • Loss of data
  • Loss of goodwill
  • Consequential or incidental damages

arising from:

• Use of this website
  • Reliance on AI-generated reports
  • Investment decisions
  • Loan applications
  • Market projections
  • System interruptions

Even if we have been advised of the possibility of such damages.

6. THIRD-PARTY CONTENT AND LINKS

This website may contain links to third-party websites, financial institutions, service providers, or external platforms.

We:

• Do not control third-party content
  • Do not endorse third-party services
  • Are not responsible for external privacy practices
  • Shall not be liable for losses arising from third-party services

Users engage with third-party services at their own discretion and risk.

7. NO GUARANTEE OF SERVICE AVAILABILITY

We do not guarantee uninterrupted access to:

• Website services
  • AI systems
  • CRM platforms
  • Digital tools
  • Appointment booking systems

System maintenance, technical issues, or external disruptions may affect availability.

8. CROSS-BORDER USERS

This website is operated from Singapore.

Users accessing this website from outside Singapore do so at their own initiative and are responsible for compliance with local laws.

We make no representation that the website complies with laws outside Singapore.

9. INTELLECTUAL PROPERTY PROTECTION

All materials on this website, including but not limited to:

• Branding
  • System architecture
  • AI system structures
  • Reports
  • Content
  • Software
  • Designs

are the intellectual property of CMJ Group Pte Ltd unless otherwise stated.

Unauthorised copying, reproduction, modification, distribution, or commercial exploitation is strictly prohibited.

10. TESTIMONIALS AND PERFORMANCE CLAIMS

Testimonials, case studies, or performance examples shown on this website are illustrative only.

Individual results may vary based on:

• Market conditions
  • Financial profile
  • Regulatory changes
  • Timing
  • Individual circumstances

Past performance does not guarantee future results.

11. REGULATORY COMPLIANCE

CMJ Group Pte Ltd operates in accordance with applicable Singapore laws and regulations.

Where regulated activities require licensing or professional certification, such services will be conducted in compliance with applicable statutory requirements.

Nothing on this website shall be construed as offering regulated financial services unless expressly stated.

12. CHANGES TO THIS DISCLAIMER

We reserve the right to modify this Disclaimer at any time without prior notice.

Continued use of this website constitutes acceptance of the updated Disclaimer.