TERMS & CONDITIONS

CMJ Group Pte Ltd
(Operating as CMJ Asia)
Last Updated: 25 February 2026

1. INTRODUCTION

These Terms & Conditions (“Terms”) govern your access to and use of:

• https://cmjasia.com
  • Its sub-domains
  • Mobile applications
  • AI systems
  • CRM platforms
  • Digital marketing funnels
  • Online forms and related services

By accessing or using this website, you agree to be bound by these Terms.

If you do not agree, please discontinue use immediately.

2. COMPANY INFORMATION

This website is owned and operated by:

CMJ Group Pte Ltd
Singapore

Operating under brand: CMJ Asia

3. SERVICES PROVIDED

The website may provide:

• Property advisory information
  • Real estate consultancy
  • Digital marketing and AI automation services
  • AI-generated property reports
  • Buyer qualification tools
  • Educational materials
  • Appointment booking systems
  • CRM-related digital services

All information is provided for general informational purposes only and does not constitute legal, financial, or investment advice.

4. NO PROFESSIONAL ADVICE

Nothing on this website constitutes:

• Legal advice
  • Financial advice
  • Tax advice
  • Investment guarantees

Users should seek independent professional advice before making property or financial decisions.

CMJ Group Pte Ltd shall not be liable for decisions made based on website information.

5. USER RESPONSIBILITIES

You agree:

• Not to misuse the website
  • Not to upload unlawful, harmful, or fraudulent information
  • Not to attempt unauthorised access to systems
  • Not to interfere with platform security

We reserve the right to restrict or terminate access if misuse is detected.

6. AI-GENERATED CONTENT DISCLAIMER

This website may use AI tools to generate:

• Property reports
  • Investment projections
  • Recommendations
  • Automated responses

AI-generated outputs are for informational purposes only and may contain estimates or assumptions.

Final decisions remain the responsibility of the user.

7. INTELLECTUAL PROPERTY

All content on this website, including:

• Text
  • Logos
  • Branding
  • Designs
  • AI system structures
  • Software
  • Marketing materials

are owned by CMJ Group Pte Ltd unless otherwise stated.

You may not reproduce, distribute, modify, or exploit content without written permission.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by Singapore law:

CMJ Group Pte Ltd shall not be liable for:

• Indirect or consequential loss
  • Loss of profit
  • Loss of data
  • Business interruption
  • Investment losses

arising from use of this website.

9. THIRD-PARTY LINKS

The website may contain links to third-party websites.

We are not responsible for the content, policies, or practices of third-party sites.

10. DATA PROTECTION

Use of personal data is governed by our Privacy Policy published on this website.

By using this website, you consent to data processing as described in the Privacy Policy.

11. GOVERNING LAW

These Terms are governed by the laws of the Republic of Singapore.

Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

12. AMENDMENTS

We reserve the right to update these Terms at any time.

Continued use of the website constitutes acceptance of updated Terms.

COOKIE CONSENT BANNER WORDING

(PDPA-Compliant – Singapore)

Below are three versions you can choose from.

OPTION 1 – STANDARD PROFESSIONAL VERSION

We Value Your Privacy

CMJ Group Pte Ltd uses cookies and similar technologies to improve your browsing experience, analyse site traffic, and support marketing activities.

You may accept all cookies or manage your preferences.

By clicking “Accept All”, you consent to the use of non-essential cookies in accordance with our Privacy Policy.

[Accept All]
[Manage Preferences]
[Reject Non-Essential]

OPTION 2 – SIMPLIFIED VERSION

Cookie Notice

We use cookies to enhance your experience and analyse website performance.

You can accept or manage your cookie preferences at any time.

[Accept]
[Manage Settings]

OPTION 3 – ADVANCED (WITH AI & TRACKING DISCLOSURE)

Your Privacy Matters

CMJ Group Pte Ltd uses cookies, analytics tools, and marketing technologies to:

• Improve website functionality
  • Measure performance
  • Personalise content
  • Support AI-driven services

You may accept all cookies or customise your preferences.

Non-essential cookies will only be activated with your consent.

[Accept All Cookies]
[Customise Settings]
[Reject Non-Essential]

COOKIE PREFERENCES PANEL (Recommended Structure)

Essential Cookies – Always Active
(Required for security, login, core functionality)

Analytics Cookies – Optional
(Google Analytics, performance measurement)

Marketing Cookies – Optional
(Facebook Pixel, TikTok Pixel, remarketing)

AI Optimisation Cookies – Optional
(Behaviour tracking to personalise recommendations)